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Credicorp Ltd (BAP): Financial Statements and Key Figures

Credicorp Ltd (ticker BAP) is classified by the SEC under industry code 6029, Commercial Banks, NEC, and is listed on NYSE. It files its annual report with the U.S. Securities and Exchange Commission (SEC) on Form 20-F and reports in PEN. Its fiscal 2024 ended on 31 December 2024; the annual report for that year was filed on 25 April 2025. For that year it reported revenue of PEN 27,472 million, net income of PEN 5,501 million and total assets of PEN 256,089 million at the year end. Fiscal years 2015 to 2024 are shown below.

The figures are as the company filed them, standardised by reporting tag; the filing is the authority. For education and analysis, not investment advice.

Key Figures

Money in PEN millions; earnings per share in PEN. Free cash flow is the cash from operating activities less capital expenditures. Total debt is short-term plus long-term debt, or the total the company itself tags when that is larger. A margin is the profit line divided by revenue; return on equity is net income divided by the average of shareholders' equity at the start and the end of the year. A blank cell means the company does not report the line under a standard tag; it does not mean zero.

Last twelve months: not shown. No quarterly reports in XBRL (the company files annual, half-year or current reports only): no last-twelve-month figures, none estimated.

Charts

Figure 1: Revenue and net income by fiscal year (PEN millions)

Figure 2: Cash from operating activities and free cash flow by fiscal year (PEN millions)

Compound Growth

The compound annual growth rate is the single yearly rate that, applied every year, takes the first value to the last one: the last value divided by the first, raised to the power of one over the number of years, less one. It uses only the two end values, so an unusual first or last year moves it a great deal.

• Revenue: 15,765 in fiscal 2015 to 27,472 in fiscal 2024 (PEN millions), 9 years: 6.4 % a year.
• Diluted earnings per share: 38.84 in fiscal 2015 to 69.09 in fiscal 2024 (PEN per share), 9 years: 6.6 % a year.

Analyse This Company

Each link opens a calculator with Credicorp Ltd loaded from the same data.

• Company Financial Statements: The full income statement, balance sheet and cash flow statement of each fiscal year, with common-size and growth views.
• Capital Allocation History: Where the cash from operations went each year: capital expenditures, dividends, share repurchases, debt.
• Dividend Sustainability: How the dividends paid compare with earnings and with free cash flow, year by year.
• Earnings Quality Trend: How much of reported earnings arrived as cash, and how accruals moved over the years.
• Reverse DCF: The growth in free cash flow that a share price you type would assume.
• Financial Quality Scores: The Piotroski F-score and the DuPont breakdown of return on equity, worked step by step.
• Valuation Range: What a share price you type corresponds to as multiples of earnings, cash flow and book value, against the company's own history.

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Same Industry

The first 12 in alphabetical order of the 17 other companies in the data with the industry code 6029 (Commercial Banks, NEC), in alphabetical order; the index lists every company.

• Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)
• Banco Santander (Brasil) S.A. (BSBR)
• Banco Santander, S.A. (SAN)
• Bank of Chile (BCH)
• Bank of Montreal (BMO)
• Barclays plc (BCS)
• Canadian Imperial Bank of Commerce (CM)
• HDFC Bank Ltd (HDB)
• Ing Groep NV (ING)
• KB Financial Group Inc. (KB)
• Lloyds Banking Group plc (LYG)
• Mitsubishi Ufj Financial Group Inc (MUFG)

Source

The annual report first filed for each fiscal year, with a link to its index page on EDGAR, the SEC's filing system. A later annual report repeats earlier years for comparison and sometimes restates them; where a value was taken from a later report, the last column gives the date of the latest one used.

• The figures are as filed with the SEC and standardised by reporting tag. The filing is the authority: check it before relying on a number.
• A blank cell means the company does not tag that line, or the tagged figure is withheld as incomplete. It does not mean zero.
• Currency: every figure is in the currency the company reported that year (PEN here). Nothing is converted.
• Per-share figures are adjusted for stock splits detected from the company's own restated figures, except where a year is flagged; the as-filed values are in the filings.
• For a bank, broker, insurer or other financial company (SIC codes 6000 to 6799) net debt, EBITDA, the current ratio and debt to equity are not meaningful and the tools show them as n/m; this company is one, and its total debt above says little, because deposits and policy liabilities are not debt in that sense.
• A fiscal year is named after the calendar year in which it ends. The data is updated from time to time, not daily; this company's figures were loaded on 13 November 2026.

For education and analysis, not investment advice.